ABHA OR Ayushman Cards: इन दोनों के बीच क्या अंतर है?? Which is Better?

The Govt of India has started both Cards, the Ayushman Bharat card, and the ABHA Card. There is a similarity to both of the cards in that the cards ensure health benefits to the people of India. Both of the cards are linked to the Aadhaar Card Number, whenever a person goes for the benefit of health in hospitals, the verification and identification is done using the Aadhaar Number. 

Most people do know the difference between the Ayushman Bharat card and the ABHA Card, they think these two cards are the same. You should understand when to use which card, we have elaborated on the difference between the Ayushman Bharat card and the ABHA card below, to have a deep understanding of it. 

About Ayushman Bharat Digital Health ID Card

The Prime Minister of India started the PMJAY scheme to improve the health of the people of the nation. Under this scheme, Ayushman Bharat cards are issued to the eligible people. The Ayushman Bharat card will provide financial protection to a family. The Ayushman Bharat card will be used in case of any medical emergency. It will cover the medical expenses and the treatment expenses including the medicine bills. 

The person who has the PMJAY Card will receive secondary and tertiary healthcare services. The govt of India has covered around 10 crore families under the Ayushman Bharat card. The health coverage of Rs 5 Lakh will be provided to the person using the Ayushman Bharat card. The Ayushman Bharat card will have the following features.

  • Accessibility to Healthcare: The card is especially for economically weaker people, the govt aims to provide the best healthcare to poor families using the Ayushman Bharat card. Every person should have access to good health services in India. 
  • Comprehensive Coverage: The people will receive coverage of Rs 5 lac under the Ayushman Bharat card. Each family who is eligible for the Ayushman Bharat card can visit the hospitals for treatment using the Ayushman Bharat card and the bill up to Rs 5 lac will be paid by the govt. 
  • Pre and Post-Hospitalisation Costs: The Ayushman Bharat card will also include the pre and post-hospitalization charges, like 3 days before and 15 days after the hospitalization. 

About ​​ABHA Ayushman Bharat

ABHA stands for Ayushman Bharat Health Account. The ABHA Card has a 14-digit unique identification Number linked to the Aadhaar card of a person. The ABHA Card stores the medical details of a person in the govt database. The ABHA ID will facilitate the healthcare services to a person and also maintain the person-specific database.

  • Unique and Trustable Identity:  The ABHA Card will ensure that a person will receive seamless health services everywhere. 
  • Unified Benefits: The ABHA Card provides a single platform to manage all of the healthcare needs like insurance schemes and public health care programs.
  • Easy Access to Medical Information: ABHA Card has a facility where a person can access test reports, prescriptions of doctors, and other medical history with an online user-friendly interface in one place.
  • Enhanced Doctor-Patient Interaction: The ABHA card maintains all the records of a patient in a single place, when a person visits a new doctor or the same doctor, he can show the ABHA ID to him and the doctor will check the history of the patient at a glance. This thing will save a lot of time and the person will get the best treatment as per his previous treatment. 
  • Acceptance of AYUSH Treatments: The hospitals and institutes that offer the AYUSH treatment also accept the ABHA Card, if a person wants the Ayurvedic treatment he can use his ABHA card.
  • Hassle-Free Access and PHR Sign-Up: People can see the ABHA Card as a digital locker where all of their health-related information is secured in one place. Now, a person need not carry the medical records to consult with another doctor, it will also reduce the waiting time for registration and consultation. You can easily sign on to the PHR which is the Personal Health Record named ABHA using a login ID and password.

ABHA Card vs Ayushman Card

You can go through the below points to get the real difference between the ABHA Card and the Ayushman card. All the points are given in this table. 


Criteria


Ayushman Bharat Card


ABHA Health ID


Purpose


The purpose of the Ayushman card is to provide free medical treatment to the needy people of India. 


The Purpose of the ABHA Card is to store all of the medical history of a person in one place. 


Eligibility


Ayushman card is for economically poor people. 


ABHA Card is for everyone. 


Benefits


You will receive free cashless treatment for the diseases you have up to Rs 5 lac. 


The ABHA CCard is a digital locker that has all of the medical histories of a person. 

Coverage


Ayushman card will provide the Rs 5 Lac insurance in the time of medical emergency. 


ABHA card does not provide the money for the treatment, it stores all of the information of the patient online in one place. 

Income Group


Ayushman card applies to only low-income groups which gives free medical treatment. 


ABHA Card applies to everybody, anybody who wants to store his medical history online can apply for an ABHA card. 

Enrollment


If you want to take the govt health insurance benefit, the Ayushman card is necessary.


The ABHA Card is an option for everyone whether they want to store the information digitally or not. 

Final Thoughts

We have explained in detail what is Ayushman card and what is ABHA card. The benefit of the Ayushman card will be fro the poor section of India and the govt has shared the platform of the ABHA card to store the medical history of each person in India. Applying for an ABHA Card is not compulsory and if the poor people want free treatment they should apply for an Ayushman card. 

If a person has any doubts about the above article, you are welcome to share your thoughts here, the comment section is active, and we will appreciate any suggestions from you and will be happy to help you. 

Leave a Comment