How to Link Aadhaar Card to Bank Account: Online Or Offline @myaadhaar.uidai.gov.in

The govt of India has mandated linking the Bank Account with the Aadhar Card as all the subsidy and govt scheme benefits will be directly transferred to the person’s bank account through the Aadhar Card.

The pension, scholarships, and money from the govt schemes will be sent to the Aadhar Link bank account. The person has the option to link the Bank Account with the Aadhar Card or not. we are going to explain all of the steps to link the Bank Account with the Aadhar Card online and offline below.

 

 

How to Link an Aadhaar Card to a Bank Account

There are Multiple ways through which any person can link their Aadhar card to their mobile Number. This article explains each method in detail making the linking process easier

  • Via Bank Branch
  • Via Internet Banking
  • Via Mobile app
  • Via ATM
  • Via Missed Call Facility
  • via SMS Service

All these above-mentioned methods are explained below in detail. Before this, let’s understand the benefit or significance of linking an Aadhaar Card to a Bank Account

Importance of Linking Aadhaar Card to Bank Account

There are several benefits of linking an Aadhar card with the Bank Account Number. Check below.

  1. The person will get a fast income tax refund from the bank account which is linked to the Aadhar card.
  2. Digital payments are easier now with the linkage and the person will feel the convenient and seamless transactions.
  3. You will have various credit options and it will boost the cashless economy.
  4. The KYC Process will become easier when your Bank Account is linked with the Aadhar card. You do not need to deposit all of the documents for the KYC again and again.
  5. The Aadhar-based payment system does not require you to enter your PIN or Password again and again.
  6. It increases security and reduces the chance of fraud.
  7. The govt scheme benefit will be directly transferred to the bank account of the person like Subsidy of GAS, kerosine, etc.

Follow the steps given below to attach the Bank Account with the Aadhar Card.

  1. Go to the bank branch where you have your bank account.
  2. You must have the Aadhar Card in hard copy form or e-form.
  3. Ask for the application form for the linkage of the Aadhar Card with the Bank Account.
  4. Fill out all the details in the application form.
  5. The bank officer will ask you to deposit the filled application form along with the photocopy of the Aadhar Card.
  6. The bank will verify your details and then link the bank account with the Aadhar Card.
  7. You will receive the SMS after the linkage of your Aadhar Card with the Bank Account.

A person can link his bank account with the Aadhar Card without visiting the bank branch, you have to open the bank website for internet banking, the steps are given below.

  1. The person has to log in to the Internet banking portal.
  2. See the option, to link your Bank Account with an Aadhar Card.
  3. If you have multiple Bank Accounts, choose one of the accounts that you want to link with the Aadhar Card.
  4. Enter the Aadhar Card number and click the submit button.
  5. The screen will show the last two digits of the mobile number.
  6. The person will receive an SMS on the registered mobile number about the Status of the linkage of the Aadhar Card with the Bank Account.

How to Link a Bank Account with an Aadhaar at an ATM

You can also link your bank account with the Aadhar Card by visiting the ATM. We have given the steps below, follow them.

  1. The person has to go to the ATM of the Bank in which there is a Bank Account.
  2. You have to use the Debit Card to link your Bank Account with your Aadhar Card.
  3. Insert the Debit card and enter the PIN.
  4. See the options shown on the ATM screen and choose the option to link the Bank Account with the Aadhar Card.
  5. Then, enter the Aadhar Card Number in the ATM Screen and follow the subsequent steps.

Linking Bank Account with Aadhaar Through Mobile App

A person can link an Aadhar Card with a Bank Account using the mobile application of the bank, the steps are given below.

  1. The person has to download the Bank Mobile App from the Google Play Store.
  2. Open the mobile app of the bank and activate it by entering the details of your name, bank branch, Aadhar Card, etc.
  3. Go to the tab Request/Service Request.
  4. You may see the option of Link Aadhar Card or Update Aadhar Card.
  5. Choose the Bank Account Number that you want to link with the Aadhar Card.
  6. Enter the Aadhar Card Number.
  7. Read the terms and conditions and choose the checkbox options.
  8. Click on the Update/Confirm button.

Linking Bank Account with Aadhaar Using the Missed Call facility

The bank also provides the facility to link the Bank account with the Aadhar Card using the Missed Call facility. Follow the steps below.

  1. Your bank has given you a number, use that number and dial it.
  2. Now you will be called by the bank or you will receive a message where you have to choose from several options like Check Bank Balance or Updade details, etc.
  3. In the Aadhar Card Linkage option, provide the Aadhar Card number which will be a 12-digit number.
  4. The bank will link your Aadhar Card with the Bank Account and will notify you through SMS.

How to Check if Your Bank Account Has Been Linked to Your Aadhaar Card?

Follow the below steps to check the linkage of the Aadhar Card with the Bank account.

  1. Open the website UIDAI https://uidai.gov.in/, https://myaadhaar.uidai.gov.in/
  2. Go to the Aadhar Service and in this, choose the Aadhar Card linkage status with the bank account.
  3. Then enter the Aadhar Card Number and Captch Code, and you will receive the OTP on the registered mobile number.
  4. On successful process, you will receive the message that your bank account is linked with the Aadhar Card number.

Conclusion

There are several ways to link the Aadhar Card with the Bank Account, you can use the offline method or several online methods for the linkage and the govt also provides the facility to check the status of the application process.

We advised all of the people to follow the instructions while linking the Aadhar Card with the Bank Account and write the correct details in the application form.

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